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Below are up-to-date facts and news information published by Jim in the lending arena. As more news makes itself available, you can be sure to find it here as it pertains to buying a home and the benefits that come full circle.

First-Time Homebuyer Tax Credit
One of the most exciting new provisions of the American Recovery and Reinvestment Act of 2009 is the First-Time Homebuyer Tax Credit.

What are my options if I owe more on my mortgage than my house is worth?
Read this article to learn what your options are.

The problem today with banks, financial institutions, and the financial markets
During the last several years, financial institutions borrowed more money to engage in their business activities than at any point in the history of the United States banking industry.

Your credit score
What It Means to You as a Prospective Home Buyer.

How long with the turmoil last, and is this a good time to buy a home?
This is the first time in our country's history where home values have declined nationally without a corresponding large rise in unemployment.

The Fed and You
The Federal Reserve Lowers Interest Rates AGAIN... What Does This Mean For YOU?

Shopping around
Here are four simple questions your lender absolutely must be able to answer correctly. If they do not know the answers... RUN... Don't walk...RUN... to a lender that does!

Stimulus plan benefits
Four ways the stimulus plan benefits home owners and buyers.

Financial strategy for divorce
Financial strategies for divorce situations.

Tax break for seniors
Special tax break for seniors over the age of 70½ in 2009.